Home Insurance

Home insurance is not a legal requirement in the UK. It is, however, a vital precaution against unforeseen bills caused by incidents such as natural disasters or break-ins. Whether you own your house / home outright or are still paying off your mortgage, the house you own probably represents the biggest investment in your life and one of the most important factors in maintaining your well-being.

We offer Insurance for all types of property and the typical home contents insurance policy may inlcude:

New-for-old basis for household goods, including furniture, carpets, curtains, and your personal belongings in the home, garages and sheds.
Covers cash in your home up to a set value.
Covers against fire, smoke damage, lightning, theft, flood and escape of water or oil.
Accidental damage to TVs, home computers, home entertainment systems, freezer contents, replacement locks and keys following theft of keys and possessions temporarily removed from the home to another e.g. while in storage.

Buildings insurance will typically include cover for:

The structure of your home, roofs, walls, fences, gates and outbuildings, plus permanent fixtures like kitchens, bathrooms and fitted wardrobes.
Covers fire, lightning, storm or flood, theft, explosion, escape of water or oil, vandalism and subsidence.
Burst pipes, accidental damage to windows or sanitaryware and the cost of alternative accommodation if necessary (following an insured event).

If you require a FREE quotation for either home, car, caravan, commercialor liability insurance please contact us on 0191 5130066 and we will be more than happy to process your insurance quotation for you.

For a free online quotation please visit our home insurance quotation page and we will be more than happy to give you a free estimate.

Note. The above insurance details are for guidance only and the cover provided will be subject to the specific insurance policy agreed. Fur further information contact one of the insurance staff at our main office.